How It Works

You have selected to begin a new vehicle loan application. Click the New Application button below to get started!

Here's an overview of how simple and easy it is to apply online with Patterson State Bank. Please take a moment to read the Getting Prepared page to see what documents will be helpful to complete your loan application quickly and easily.

Begin Application - Begin by giving us some general information about your vehicle financing needs.

Borrower Information - You can securely provide information about yourself and others who will be applying for the loan. We require general information for each applicant, including Social Security numbers so we can gather credit information. This helps us to accurately evaluate which loan programs meet your financing needs.

Employment/Income/Assets - We gather general information about your employment, income you receive, and information for any assets such as savings and checking accounts that you'd like to provide.

Vehicle and Loan Information - We ask for information about the type, amount, and term of vehicle loan you would like. We also ask for information on the vehicle you are purchasing or refinancing, a trade-in vehicle (if applicable), and an existing loan or lease if you are refinancing a loan or buying out a lease.

Submit - The final step of the application process!